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  <!-- Homepage -->
  <url>
    <loc>https://aves.finance/hr/</loc>
    <xhtml:link rel="alternate" hreflang="hr" href="https://aves.finance/hr/"/>
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    <lastmod>2025-12-12</lastmod>
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  <url>
    <loc>https://aves.finance/en/</loc>
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    <lastmod>2025-12-12</lastmod>
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  <!-- Blog Index -->
  <url>
    <loc>https://aves.finance/hr/blog</loc>
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    <lastmod>2025-12-22</lastmod>
  </url>
  <url>
    <loc>https://aves.finance/en/blog</loc>
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    <lastmod>2025-12-22</lastmod>
  </url>

  <!-- Blog Post: Kazne za nepoštivanje Fiskalizacije 2.0 -->
  <url>
    <loc>https://aves.finance/hr/blog/kazne-fiskalizacija-2-0</loc>
    <xhtml:link rel="alternate" hreflang="hr" href="https://aves.finance/hr/blog/kazne-fiskalizacija-2-0"/>
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    <xhtml:link rel="alternate" hreflang="x-default" href="https://aves.finance/hr/blog/kazne-fiskalizacija-2-0"/>
    <lastmod>2025-12-16</lastmod>
  </url>
  <url>
    <loc>https://aves.finance/en/blog/kazne-fiskalizacija-2-0</loc>
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    <lastmod>2025-12-16</lastmod>
  </url>

  <!-- Blog Post: Fiskalizacija 2.0 za IT freelancere -->
  <url>
    <loc>https://aves.finance/hr/blog/fiskalizacija-it-freelanceri</loc>
    <xhtml:link rel="alternate" hreflang="hr" href="https://aves.finance/hr/blog/fiskalizacija-it-freelanceri"/>
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    <xhtml:link rel="alternate" hreflang="x-default" href="https://aves.finance/hr/blog/fiskalizacija-it-freelanceri"/>
    <lastmod>2025-12-22</lastmod>
  </url>
  <url>
    <loc>https://aves.finance/en/blog/fiskalizacija-it-freelanceri</loc>
    <xhtml:link rel="alternate" hreflang="hr" href="https://aves.finance/hr/blog/fiskalizacija-it-freelanceri"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://aves.finance/en/blog/fiskalizacija-it-freelanceri"/>
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    <lastmod>2025-12-22</lastmod>
  </url>

  <!-- Blog Post: Digitalni certifikat za fiskalizaciju -->
  <url>
    <loc>https://aves.finance/hr/blog/digitalni-certifikat-fiskalizacija-fina</loc>
    <xhtml:link rel="alternate" hreflang="hr" href="https://aves.finance/hr/blog/digitalni-certifikat-fiskalizacija-fina"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://aves.finance/en/blog/digitalni-certifikat-fiskalizacija-fina"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://aves.finance/hr/blog/digitalni-certifikat-fiskalizacija-fina"/>
    <lastmod>2025-12-21</lastmod>
  </url>
  <url>
    <loc>https://aves.finance/en/blog/digitalni-certifikat-fiskalizacija-fina</loc>
    <xhtml:link rel="alternate" hreflang="hr" href="https://aves.finance/hr/blog/digitalni-certifikat-fiskalizacija-fina"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://aves.finance/en/blog/digitalni-certifikat-fiskalizacija-fina"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://aves.finance/hr/blog/digitalni-certifikat-fiskalizacija-fina"/>
    <lastmod>2025-12-21</lastmod>
  </url>

  <!-- Blog Post: Ukidanje IRA, URA i PDV-F obrazaca -->
  <url>
    <loc>https://aves.finance/hr/blog/ukidanje-ira-ura-obrazaca</loc>
    <xhtml:link rel="alternate" hreflang="hr" href="https://aves.finance/hr/blog/ukidanje-ira-ura-obrazaca"/>
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    <lastmod>2025-12-20</lastmod>
  </url>
  <url>
    <loc>https://aves.finance/en/blog/ukidanje-ira-ura-obrazaca</loc>
    <xhtml:link rel="alternate" hreflang="hr" href="https://aves.finance/hr/blog/ukidanje-ira-ura-obrazaca"/>
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    <lastmod>2025-12-20</lastmod>
  </url>

  <!-- Blog Post: eArhiva - Čuvanje eRačuna -->
  <url>
    <loc>https://aves.finance/hr/blog/earhiva-cuvanje-eracuna</loc>
    <xhtml:link rel="alternate" hreflang="hr" href="https://aves.finance/hr/blog/earhiva-cuvanje-eracuna"/>
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    <xhtml:link rel="alternate" hreflang="x-default" href="https://aves.finance/hr/blog/earhiva-cuvanje-eracuna"/>
    <lastmod>2025-12-19</lastmod>
  </url>
  <url>
    <loc>https://aves.finance/en/blog/earhiva-cuvanje-eracuna</loc>
    <xhtml:link rel="alternate" hreflang="hr" href="https://aves.finance/hr/blog/earhiva-cuvanje-eracuna"/>
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    <lastmod>2025-12-19</lastmod>
  </url>

  <!-- Blog Post: Prekogranično fakturiranje -->
  <url>
    <loc>https://aves.finance/hr/blog/prekogranicno-fakturiranje-fiskalizacija</loc>
    <xhtml:link rel="alternate" hreflang="hr" href="https://aves.finance/hr/blog/prekogranicno-fakturiranje-fiskalizacija"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://aves.finance/en/blog/prekogranicno-fakturiranje-fiskalizacija"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://aves.finance/hr/blog/prekogranicno-fakturiranje-fiskalizacija"/>
    <lastmod>2025-12-18</lastmod>
  </url>
  <url>
    <loc>https://aves.finance/en/blog/prekogranicno-fakturiranje-fiskalizacija</loc>
    <xhtml:link rel="alternate" hreflang="hr" href="https://aves.finance/hr/blog/prekogranicno-fakturiranje-fiskalizacija"/>
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    <lastmod>2025-12-18</lastmod>
  </url>

  <!-- Blog Post: e-Izvještavanje fiskalizacija -->
  <url>
    <loc>https://aves.finance/hr/blog/e-izvjestavanje-fiskalizacija</loc>
    <xhtml:link rel="alternate" hreflang="hr" href="https://aves.finance/hr/blog/e-izvjestavanje-fiskalizacija"/>
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    <lastmod>2025-12-17</lastmod>
  </url>
  <url>
    <loc>https://aves.finance/en/blog/e-izvjestavanje-fiskalizacija</loc>
    <xhtml:link rel="alternate" hreflang="hr" href="https://aves.finance/hr/blog/e-izvjestavanje-fiskalizacija"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://aves.finance/en/blog/e-izvjestavanje-fiskalizacija"/>
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    <lastmod>2025-12-17</lastmod>
  </url>

  <!-- Blog Post: B2C fiskalizacija blagajne -->
  <url>
    <loc>https://aves.finance/hr/blog/b2c-fiskalizacija-blagajne</loc>
    <xhtml:link rel="alternate" hreflang="hr" href="https://aves.finance/hr/blog/b2c-fiskalizacija-blagajne"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://aves.finance/en/blog/b2c-fiskalizacija-blagajne"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://aves.finance/hr/blog/b2c-fiskalizacija-blagajne"/>
    <lastmod>2025-12-15</lastmod>
  </url>
  <url>
    <loc>https://aves.finance/en/blog/b2c-fiskalizacija-blagajne</loc>
    <xhtml:link rel="alternate" hreflang="hr" href="https://aves.finance/hr/blog/b2c-fiskalizacija-blagajne"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://aves.finance/en/blog/b2c-fiskalizacija-blagajne"/>
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    <lastmod>2025-12-15</lastmod>
  </url>

  <!-- Blog Post: Fiskalizacija paušalni obrt -->
  <url>
    <loc>https://aves.finance/hr/blog/fiskalizacija-pausalni-obrt</loc>
    <xhtml:link rel="alternate" hreflang="hr" href="https://aves.finance/hr/blog/fiskalizacija-pausalni-obrt"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://aves.finance/en/blog/fiskalizacija-pausalni-obrt"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://aves.finance/hr/blog/fiskalizacija-pausalni-obrt"/>
    <lastmod>2025-12-14</lastmod>
  </url>
  <url>
    <loc>https://aves.finance/en/blog/fiskalizacija-pausalni-obrt</loc>
    <xhtml:link rel="alternate" hreflang="hr" href="https://aves.finance/hr/blog/fiskalizacija-pausalni-obrt"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://aves.finance/en/blog/fiskalizacija-pausalni-obrt"/>
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    <lastmod>2025-12-14</lastmod>
  </url>

  <!-- Blog Post: KPD 2025 šifre -->
  <url>
    <loc>https://aves.finance/hr/blog/kpd-2025-sifre</loc>
    <xhtml:link rel="alternate" hreflang="hr" href="https://aves.finance/hr/blog/kpd-2025-sifre"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://aves.finance/en/blog/kpd-2025-sifre"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://aves.finance/hr/blog/kpd-2025-sifre"/>
    <lastmod>2025-12-13</lastmod>
  </url>
  <url>
    <loc>https://aves.finance/en/blog/kpd-2025-sifre</loc>
    <xhtml:link rel="alternate" hreflang="hr" href="https://aves.finance/hr/blog/kpd-2025-sifre"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://aves.finance/en/blog/kpd-2025-sifre"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://aves.finance/hr/blog/kpd-2025-sifre"/>
    <lastmod>2025-12-13</lastmod>
  </url>

  <!-- Blog Post: Kontrolna lista za Fiskalizaciju 2.0 -->
  <url>
    <loc>https://aves.finance/hr/blog/kontrolna-lista-fiskalizacija-2-0</loc>
    <xhtml:link rel="alternate" hreflang="hr" href="https://aves.finance/hr/blog/kontrolna-lista-fiskalizacija-2-0"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://aves.finance/en/blog/kontrolna-lista-fiskalizacija-2-0"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://aves.finance/hr/blog/kontrolna-lista-fiskalizacija-2-0"/>
    <lastmod>2025-12-12</lastmod>
  </url>
  <url>
    <loc>https://aves.finance/en/blog/kontrolna-lista-fiskalizacija-2-0</loc>
    <xhtml:link rel="alternate" hreflang="hr" href="https://aves.finance/hr/blog/kontrolna-lista-fiskalizacija-2-0"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://aves.finance/en/blog/kontrolna-lista-fiskalizacija-2-0"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://aves.finance/hr/blog/kontrolna-lista-fiskalizacija-2-0"/>
    <lastmod>2025-12-12</lastmod>
  </url>

  <!-- Blog Post: e-Račun EN 16931 -->
  <url>
    <loc>https://aves.finance/hr/blog/e-racun-en-16931</loc>
    <xhtml:link rel="alternate" hreflang="hr" href="https://aves.finance/hr/blog/e-racun-en-16931"/>
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    <lastmod>2025-12-11</lastmod>
  </url>
  <url>
    <loc>https://aves.finance/en/blog/e-racun-en-16931</loc>
    <xhtml:link rel="alternate" hreflang="hr" href="https://aves.finance/hr/blog/e-racun-en-16931"/>
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    <lastmod>2025-12-11</lastmod>
  </url>

  <!-- Blog Post: Informacijski posrednik (AMS) -->
  <url>
    <loc>https://aves.finance/hr/blog/informacijski-posrednik-ams</loc>
    <xhtml:link rel="alternate" hreflang="hr" href="https://aves.finance/hr/blog/informacijski-posrednik-ams"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://aves.finance/en/blog/informacijski-posrednik-ams"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://aves.finance/hr/blog/informacijski-posrednik-ams"/>
    <lastmod>2025-12-10</lastmod>
  </url>
  <url>
    <loc>https://aves.finance/en/blog/informacijski-posrednik-ams</loc>
    <xhtml:link rel="alternate" hreflang="hr" href="https://aves.finance/hr/blog/informacijski-posrednik-ams"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://aves.finance/en/blog/informacijski-posrednik-ams"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://aves.finance/hr/blog/informacijski-posrednik-ams"/>
    <lastmod>2025-12-10</lastmod>
  </url>

  <!-- Blog Post: Fiskalizacija 2.0 -->
  <url>
    <loc>https://aves.finance/hr/blog/fiskalizacija-2-0</loc>
    <xhtml:link rel="alternate" hreflang="hr" href="https://aves.finance/hr/blog/fiskalizacija-2-0"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://aves.finance/en/blog/fiskalizacija-2-0"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://aves.finance/hr/blog/fiskalizacija-2-0"/>
    <lastmod>2025-12-09</lastmod>
  </url>
  <url>
    <loc>https://aves.finance/en/blog/fiskalizacija-2-0</loc>
    <xhtml:link rel="alternate" hreflang="hr" href="https://aves.finance/hr/blog/fiskalizacija-2-0"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://aves.finance/en/blog/fiskalizacija-2-0"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://aves.finance/hr/blog/fiskalizacija-2-0"/>
    <lastmod>2025-12-09</lastmod>
  </url>

  <!-- Legal: Privacy Policy -->
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    <loc>https://aves.finance/hr/privacy</loc>
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    <xhtml:link rel="alternate" hreflang="x-default" href="https://aves.finance/hr/privacy"/>
    <lastmod>2025-12-10</lastmod>
  </url>
  <url>
    <loc>https://aves.finance/en/privacy</loc>
    <xhtml:link rel="alternate" hreflang="hr" href="https://aves.finance/hr/privacy"/>
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    <lastmod>2025-12-10</lastmod>
  </url>

  <!-- Legal: Terms of Service -->
  <url>
    <loc>https://aves.finance/hr/terms</loc>
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    <lastmod>2025-12-10</lastmod>
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  <url>
    <loc>https://aves.finance/en/terms</loc>
    <xhtml:link rel="alternate" hreflang="hr" href="https://aves.finance/hr/terms"/>
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    <lastmod>2025-12-10</lastmod>
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  <!-- Legal: Cookie Policy -->
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    <loc>https://aves.finance/hr/cookies</loc>
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    <lastmod>2025-12-10</lastmod>
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    <lastmod>2025-12-10</lastmod>
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